Compliance Associate

At PPRO, our mission is to simplify access to local payment methods and enable the sale of goods and services worldwide using customers' preferred payment methods. We empower partners such as Ant Group, PayPal and Stripe to access new markets, connect with more customers, and accelerate growth.

Our diverse global team includes 50+ nationalities and 10+ international locations, united to deliver the best products and services to our partners and customers. Our internal mission is to #chooseaction, #beopen, #thinkcustomer, #gofurther and #wintogether.

The Purpose: We are seeking a highly motivated and experienced Compliance Associate to support the Compliance team in LATAM, with a focus on Brazil. The Compliance Associate will support PPRO's compliance programme in Brazil and help ensure operations adhere to applicable laws, regulations set by the Central Bank, and internal policies.

The role also will support regulatory demands for Argentina, Chile, Peru, Colombia and Mexico, assisting entities to comply with regulatory obligations, improve operational efficiency, and drive better stakeholder outcomes. The successful candidate will maintain effective compliance procedures, conduct internal risk assessments, support audits, interface with regulators, and provide guidance to departments within the organization. They will champion a robust culture of compliance and risk management throughout the company.

• Support the Compliance team in fostering a culture of continual compliance improvement across the Group
• Work with stakeholders to develop a Group-wide, homogenised control environment
• Stay informed about evolving regulatory changes, laws, and guidelines specific to the Central Bank of Brazil, PIX, and Payment Institution requirements, and assess their impact on the company's operations
• Contribute to the implementation of a robust AML/CFT programme
• Implement and maintain policies, procedures, and guidelines specific to local Central Bank regulations and industry best practices
• Regularly assess the effectiveness and proportionality of PPRO's compliance programme through audits, risk assessments, and internal controls
• Provide reports for senior management on the state of the program and areas of improvement
• Prepare and submit reports as needed to regulatory bodies (BCB)
• Monitor communications from the Central Bank through channels such as SISBACEN, BCCORREIO, and SISCOM, and update information in UNICAD and track submission of reports via CRD
• Assist in maintaining open communication with regulatory authorities, government agencies, and auditors and respond to inquiries or requests for information
• Develop and deliver training sessions for employees to enhance their understanding of compliance obligations and ethical standards
• Contribute to fostering a culture of compliance within the organization
• Identify and address inefficient procedures with continuous goals to reduce customer friction, support commercial scaling and modernise the verification process without compromising compliance
• Review new and existing products/services to ensure compliance with regulatory standards

• Minimum 3 years of experience in Compliance within the financial services or payments industry in Brazil
• Familiarity with Central Bank of Brazil regulations and requirements and demonstrable interest in learning about other regulators
• Understanding of AML/CFT principles and practices
• Excellent analytical and problem-solving skills
• Effective communication and interpersonal skills
• Ability to work collaboratively in a team and independently
• Professional certifications in compliance (e.g., CAMS) are a plus
• Professional knowledge of English; Spanish is a plus

Hybrid working - We offer a hybrid structure with a 3 days/week on-site expectation, so you can balance office and home working. We provide a 30-day holiday allowance and a work-from-abroad policy allowing remote work for up to 30 additional days per year.

Learning and Development - We offer a 3,000 BRL annual budget to support professional growth, along with leadership cafés, on-the-job training, and other opportunities to help you grow.

Insurance - We offer life, health, dental, and travel insurance.

Meal vouchers - BRL 54/day with options for meal allowance, supermarket voucher, or both.

Enhanced Family Leave - We offer enhanced family leave to support you during key life moments.

Transportation Voucher - We cover commute costs.

Gym membership - PPRO contributes toward gym membership costs.

New Value (Deals & Coupon Platform) - Access discounts to restaurants, stores, and events.

Mental Health Platform - Access one-on-one therapy, chat therapy, courses, and guided meditations.

SESC - Provides education, health, culture, recreational programs, and social assistance for employees and dependents.

Our Principles - We get things done, act with trust and integrity, put the customer first, make things better, and work as a team.