Payments Systems Analyst

Há 2 dias

Região Geográfica Imediata de Criciúma, Brasil NovoPayment Inc. Tempo inteiro
Role Overview

This is a highly specialized, hands-on role focused on credit, debit, and prepaid card issuing and transaction processing. The Payments Systems Analyst will serve as the subject-matter expert in Visa and Mastercard network specifications, ensuring compliance with mandates, cryptographic standards, and operational excellence. The analyst will bridge engineering, product, and operations by maintaining deep technical documentation, building test frameworks, and guiding the company's adherence to ISO 8583, EMV, PCI DSS, and card brand requirements.

Analysis & Specification
  • Interpret and maintain Visa/Mastercard specifications and internal documentation (fields/DEs, bitmaps, BCD/ASCII/EBCDIC, LLVAR/LLLVAR encodings).
  • Model and review critical ISO 8583 content: DE55 (EMV tags/BER-TLV), DE52 (PIN Data), DE35/45 (Track2/Track1), DE44/48/60/61/63/127, DE39 response codes, etc.
  • Define business rules by MTI and by product (POS, e-commerce, ATM, wallets/tokenization).
  • Align with Visa/Mastercard requirements to avoid operational or financial impacts from non-compliance.
Quality Assurance
  • Create test plans, regression suites, and compliance contracts by card brand.
  • Build and maintain "golden" messages and negative scenarios (field fuzzing, invalid lengths, corrupted data).
  • Automate end-to-end and integration testing with simulators and networks.
Cryptography & Security
  • Validate EMV flows (ARQC/ARPC, IAD, TVR, AIP), 3-D Secure 2.x (ECI, CAVV/UCAF), AVS/CVV2.
  • Monitor HSM/AWS Payment Cryptography (APC) and TR-31/TR-34 processes (when applicable).
  • Ensure PCI DSS compliance and data confidentiality best practices.
Operations & Observability
  • Define and monitor metrics (p95/p99 latency, timeout/reversal rate, approval/denial).
  • Build dashboards/alerts for real-time monitoring.
  • Support incident management, chargeback analysis/tuning, and continuous improvements.
Documentation & Governance
  • Maintain internal specifications aligned with Visa, Mastercard, and other card brand requirements.
  • Disseminate knowledge and train engineering/business teams.
  • Ensure adherence to company and customer certifications.
Requirements
  • 10+ years of experience in card payments (credit, debit, prepaid) with strong exposure to Visa/Mastercard specifications.
  • Hands-on expertise with ISO 8583, EMV, PCI DSS, and card brand mandates.
  • Proven ability to create and validate test suites with simulators/networks.
  • Deep understanding of cryptography and HSM operations in payment environments.
  • Fluent in English and Spanish (Portuguese a plus).
  • Strong cross-functional communication with engineering, product, and operations.
  • Self-starter, detail-oriented, able to balance compliance and operational efficiency.
Advantages
  • Experience with AWS Payment Cryptography, Drata/Vanta, or similar GRC tooling.
  • Prior work in fintech, issuer processor, or card network integrations.
  • Knowledge of ISO 20022 and cross-border payments.
#J-18808-Ljbffr

  • Payments Business Analyst, Payments Business Operations

    2 semanas atrás

    Região Geográfica Intermediária de São Paulo, Brasil Amazon Tempo inteiro

    Payments Business Analyst, Payments Business Operations Join to apply for the Payments Business Analyst, Payments Business Operations role at Amazon . Description CERT (Customer Escalation Resolution Team) is a specialized unit within the PBO (Payments Business Operations) organization. We serve as the primary resolution center for customers facing

  • Tech Systems Analyst III

    Há 2 dias

    Rio de Janeiro, Rio de Janeiro, Brasil InComm Payments Tempo inteiro

    Overview When you think of InComm Payments, think of Innovative Payments Technology. We were founded over 30 years ago and continue to be a pioneer in the payment (FinTech) industry. Since our inception, we have grown to be a team of over 3,000 employees in 35 countries around the world. We own over 400 global technical patents and a network that includes...

  • Sanitation Systems Analyst

    2 semanas atrás

    Região Geográfica Intermediária de São Paulo, Brasil beBeeProduction Tempo inteiro R$55.520 - R$85.430

    Job Opportunity:A Production Analyst plays a key role in planning and executing monitoring of sanitation projects, analyzing operational data to identify areas for improvement, preparing technical reports, and overseeing construction and interventions in sanitation systems.Responsibilities:Plan and execute monitoring of sanitation projectsAnalyze operational...

  • Business Systems Analyst

    2 semanas atrás

    Região Geográfica Intermediária de São Paulo, Brasil beBeeSupplyChainManagement Tempo inteiro US$90.000 - US$120.000

    Key Business Analyst RoleA leading position in our organization requires a highly skilled Business Systems Analyst with expertise in implementing Supply Chain Management solutions. The ideal candidate will have experience in developing and executing business strategies, excellent communication skills in English, and a passion for analytics and business...

  • Product Analyst

    Há 2 dias

    Região Geográfica Intermediária de Sorocaba, Brasil Compass Tempo inteiro

    Join to apply for the Product Analyst | Senior role at Compass.uol Additional Information #remote Responsibilities and Duties Conduct product discovery methodologies; Prioritize backlog and define roadmaps based on data, insights, and business objectives; Act as a bridge between stakeholders and the development team, ensuring continuous value...

  • Fraud Business Analyst Intern

    2 semanas atrás

    Rio de Janeiro, Rio de Janeiro, Brasil Incomm Payments Tempo inteiro

    When you think of InComm Payments, think of Innovative Payments Technology.We were founded over 30 years ago and continue to be a pioneer in the payment (FinTech) industry.Since our inception, we have grown to be a team of over 3,000 employees in 35 countries around the world.We own over 400 global technical patents and a network that includes over 525,000...

  • Machine Learning Engineering Specialist

    Há 2 dias

    Região Geográfica Imediata de Criciúma, Brasil EBANX Tempo inteiro

    At EBANX, you'll help expand access to payments and technology in some of the world's most dynamic markets. We're a unicorn-status fintech , AI-powered , and scaling fast across 29 countries and counting . Our platform connects leading global companies to more than 1 billion consumers , enabling seamless cross-border payments where it matters most. We build...

  • Senior Payment Solutions Specialist

    1 semana atrás

    Região Geográfica Intermediária de São Paulo, Brasil beBeeDevelopment Tempo inteiro R$147.000 - R$202.500

    Job Title: Software Development Engineer IIAs a key member of our payments team, you will play a pivotal role in enabling a wide range of payment options for Amazon customers.Key Responsibilities:Integrate new payment methods into the Amazon platform.Enhance existing payment flows to optimize conversion and reduce friction.Ensure payment systems are highly...

  • Lead Payment Initiatives Manager

    1 semana atrás

    Região Geográfica Intermediária de São Paulo, Brasil beBeePayment Tempo inteiro R$111.180 - R$115.170

    Job DescriptionThe successful candidate will be responsible for overseeing Payments Acceptance and Experience initiatives, focusing on increasing payments performance while managing costs. This role requires an analytical expert who can resolve escalations and manage partnerships with internal clients.This is a dynamic opportunity for a motivated individual...

  • Operations Systems Analyst

    Há 5 dias

    Rio de Janeiro, Rio de Janeiro, Brasil beBeeBusiness Tempo inteiro R$25.000 - R$35.000

    Job OverviewThe Business Analyst Intern is responsible for ensuring the delivery of high-quality information systems. This involves overseeing and managing data related to key performance indicators, developing spreadsheets for data visualization, and administrating system requirements inconsistencies.Key ResponsibilitiesManage and report on key performance...