Payments Systems Analyst

4 semanas atrás

Região Geográfica Imediata de Criciúma, Brasil NovoPayment Inc. Tempo inteiro
Role Overview

This is a highly specialized, hands-on role focused on credit, debit, and prepaid card issuing and transaction processing. The Payments Systems Analyst will serve as the subject-matter expert in Visa and Mastercard network specifications, ensuring compliance with mandates, cryptographic standards, and operational excellence. The analyst will bridge engineering, product, and operations by maintaining deep technical documentation, building test frameworks, and guiding the company's adherence to ISO 8583, EMV, PCI DSS, and card brand requirements.

Analysis & Specification
  • Interpret and maintain Visa/Mastercard specifications and internal documentation (fields/DEs, bitmaps, BCD/ASCII/EBCDIC, LLVAR/LLLVAR encodings).
  • Model and review critical ISO 8583 content: DE55 (EMV tags/BER-TLV), DE52 (PIN Data), DE35/45 (Track2/Track1), DE44/48/60/61/63/127, DE39 response codes, etc.
  • Define business rules by MTI and by product (POS, e-commerce, ATM, wallets/tokenization).
  • Align with Visa/Mastercard requirements to avoid operational or financial impacts from non-compliance.
Quality Assurance
  • Create test plans, regression suites, and compliance contracts by card brand.
  • Build and maintain "golden" messages and negative scenarios (field fuzzing, invalid lengths, corrupted data).
  • Automate end-to-end and integration testing with simulators and networks.
Cryptography & Security
  • Validate EMV flows (ARQC/ARPC, IAD, TVR, AIP), 3-D Secure 2.x (ECI, CAVV/UCAF), AVS/CVV2.
  • Monitor HSM/AWS Payment Cryptography (APC) and TR-31/TR-34 processes (when applicable).
  • Ensure PCI DSS compliance and data confidentiality best practices.
Operations & Observability
  • Define and monitor metrics (p95/p99 latency, timeout/reversal rate, approval/denial).
  • Build dashboards/alerts for real-time monitoring.
  • Support incident management, chargeback analysis/tuning, and continuous improvements.
Documentation & Governance
  • Maintain internal specifications aligned with Visa, Mastercard, and other card brand requirements.
  • Disseminate knowledge and train engineering/business teams.
  • Ensure adherence to company and customer certifications.
Requirements
  • 10+ years of experience in card payments (credit, debit, prepaid) with strong exposure to Visa/Mastercard specifications.
  • Hands-on expertise with ISO 8583, EMV, PCI DSS, and card brand mandates.
  • Proven ability to create and validate test suites with simulators/networks.
  • Deep understanding of cryptography and HSM operations in payment environments.
  • Fluent in English and Spanish (Portuguese a plus).
  • Strong cross-functional communication with engineering, product, and operations.
  • Self-starter, detail-oriented, able to balance compliance and operational efficiency.
Advantages
  • Experience with AWS Payment Cryptography, Drata/Vanta, or similar GRC tooling.
  • Prior work in fintech, issuer processor, or card network integrations.
  • Knowledge of ISO 20022 and cross-border payments.
#J-18808-Ljbffr

  • Tech Systems Analyst III

    4 semanas atrás

    Rio de Janeiro, Rio de Janeiro, Brasil InComm Payments Tempo inteiro

    Overview When you think of InComm Payments, think of Innovative Payments Technology. We were founded over 30 years ago and continue to be a pioneer in the payment (FinTech) industry. Since our inception, we have grown to be a team of over 3,000 employees in 35 countries around the world. We own over 400 global technical patents and a network that includes...

  • Systems Engineer IV

    2 semanas atrás

    Região Geográfica Intermediária de Sorocaba, Brasil InComm Payments Tempo inteiro

    Overview InComm Payments is a pioneer in the FinTech industry with over 30 years of experience. We are a global team of more than 3,000 employees in 35 countries, with a broad portfolio of patents and a network of retail distribution. We are growing our Engineering and IT teams in Brazil and are seeking talent for Fintech engineering, database, development,...

  • Data Analyst

    13 minutos atrás

    Região Geográfica Imediata de Criciúma, Brasil Azumo Tempo inteiro

    Azumo is currently looking for a passionate Data Analyst . The successful candidate will turn data into information, information into insight and insight into business decisions. Data analyst responsibilities include conducting full lifecycle analysis to include requirements, activities and design. Data analysts will develop analysis and reporting...

  • Product Analyst

    4 semanas atrás

    Região Geográfica Intermediária de Sorocaba, Brasil Compass Tempo inteiro

    Join to apply for the Product Analyst | Senior role at Compass.uol Additional Information #remote Responsibilities and Duties Conduct product discovery methodologies; Prioritize backlog and define roadmaps based on data, insights, and business objectives; Act as a bridge between stakeholders and the development team, ensuring continuous value...

  • Semi Senior Business Analyst

    3 semanas atrás

    Região Geográfica Imediata de Criciúma, Brasil BairesDev Tempo inteiro

    Semi Senior Business Analyst - Remote Work | REF# 6 days ago Be among the first 25 applicants At BairesDev, we've been leading the way in technology projects for over 15 years. We deliver cutting-edge solutions to giants like Google and the most innovative startups in Silicon Valley.Our diverse 4,000+ team, composed of the world's Top 1% of tech talent,...

  • Remote Quality Assurance Analyst

    Há 5 dias

    Região Geográfica Imediata de Criciúma, Brasil INDI Staffing Services Tempo inteiro

    Overview We are looking for a Quality Assurance Analyst to join our Analyst team and participate in different projects made up of multicultural teams distributed throughout the world. We are looking for proactive people, team players passionate about programming in this language, and oriented to provide the best experience to the end-user. This is an...

  • Engineering Lead Analyst

    3 semanas atrás

    Região Geográfica Imediata de Criciúma, Brasil Citi Tempo inteiro

    Overview The Infrastructure Technology Lead Analyst is responsible for the installation, configuration and support of Citi’s IBM iSeries high-availability platform. Responsibilities Installation and maintenance of the IBM i Operating System, security, middleware and communications software on Power-8 and Power-10 hardwareIBMi 7.4 and 7.5 Trinity Guard...

  • DevOps Engineer IV

    3 semanas atrás

    Região Geográfica Intermediária de Sorocaba, Brasil InComm Payments Tempo inteiro

    Overview When you think of InComm Payments, think of Innovative Payments Technology. We were founded over 30 years ago and continue to be a pioneer in the payment (FinTech) industry. Since our inception, we have grown to be a team of over 3,000 employees in 35 countries around the world. We own over 400 global technical patents and a network that includes...

  • Marketing Analyst

    3 semanas atrás

    Região Geográfica Imediata de Criciúma, Brasil Winona Tempo inteiro

    Overview Marketing Analyst role at Winona . We're looking for a sharp, detail-obsessed Marketing Analyst to help us make smarter decisions, faster. You’ll own the data behind our customer journey — from first impression to conversion — and help us understand what’s working, what’s not, and where the biggest growth opportunities lie. You’ll work...

  • Machine Learning Engineering Specialist

    4 semanas atrás

    Região Geográfica Imediata de Criciúma, Brasil EBANX Tempo inteiro

    At EBANX, you'll help expand access to payments and technology in some of the world's most dynamic markets. We're a unicorn-status fintech , AI-powered , and scaling fast across 29 countries and counting . Our platform connects leading global companies to more than 1 billion consumers , enabling seamless cross-border payments where it matters most. We build...