Underwriting Analyst

2 semanas atrás

São Paulo, Brasil Unlimit Tempo inteiro

Join to apply for the Underwriting Analyst (Fintech risks) role at Unlimit . Get AI-powered advice on this job and more exclusive features. About Unlimit Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit: . Job purpose The Underwriting analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. You will be responsible for reviewing potential and existing merchants from a risk, regulatory, and compliance perspective. Part of this role also involves facilitating the company’s growth by scaling internal processes and focusing on continuous optimization and automation. Main duties and responsibilities Ensure adherence to Company and Card Schemes rules and policies. Follow underwriting standards, instructions, and best practices to minimize risk and maximize efficiency. Perform underwriting and risk assessment, including credit risks, of new and existing customers. Calculate financial risk exposure and implement relevant risk mitigation measures. Set up processes, monitor, and execute checks related to merchant onboarding and monitoring. Evaluate and refine existing procedures to optimize merchant onboarding and monitoring processes. Provide advice and support to internal stakeholders regarding merchant onboarding questions. Support periodic reviews and audits. Engage in continuous process improvement and share best practices. Main qualifications, skills, and experience At least 3 years of experience in acquiring and underwriting merchants. Understanding of AML, KYC, PCI, and Internal Controls. Knowledge of Card Schemes rules and regulations concerning merchant onboarding and monitoring. Solid practical knowledge of credit risk assessment. Extremely detail-oriented, organized, and capable of multitasking. Ability to work independently and collaboratively, sharing ideas to improve teamwork. Proactive, owning, and willing to challenge the status quo. Self-starter who thrives in a fast-paced environment. Excellent written and verbal communication skills; fluency in English required. Strong analytical skills to identify potential fraud and compliance issues. Proven skills in risk assessment with appropriate escalation when needed. We offer Attractive monthly salary commensurate with experience. Modern workplace with all necessary equipment based in São Paulo, Brazil. Opportunity to learn from a team of top international professionals. Multicultural working environment. Please submit CVs in English. Join the Unlimit team now Unlimit is an equal opportunity employer. We believe that a diverse workforce is central to our success. We make recruiting decisions based on experience and skills. We welcome applications from all members of society regardless of age, sex, disability, sexual orientation, race, religion, or belief. Seniority level Not Applicable Employment type Full-time Job function Finance and Sales #J-18808-Ljbffr

  • Underwriting Analyst

    2 semanas atrás

    Sao Paulo, Brasil Unlimint Tempo inteiro

    **About Unlimint** Founded in 2009, Unlimint is a global fintech company with 16 offices all over the world and more than 400 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking and banking as a service. Our mission is to be “ready for tomorrow” and to provide our customers with a sense of...

  • Commercial Credit Analyst

    Há 5 dias

    São Paulo, Brasil GM Financial Tempo inteiro

    Why GMF?: GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences...

  • Remote - Analytics Analyst

    4 semanas atrás

    São Paulo, Brasil World Business Lenders, LLC Tempo inteiro

    OverviewWorld Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. This is a Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern Time,...

  • Remote - Analytics Analyst

    3 semanas atrás

    São Paulo, Brasil World Business Lenders, LLC Tempo inteiro

    About World Business Lenders World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. This is a Contract/Consultant position. Generally, working hours will be...

  • Investment and Operations Analyst

    2 semanas atrás

    São Paulo, São Paulo, Brasil Confidas Management Ltd. Tempo inteiro R$60.000 - R$120.000 por ano

    We're hiring Confidas is looking for an Investment and Operations Analyst to join our team in São Paulo (Hybrid).If you're interested or know someone who might be a good fit, please check out the job description below and applyAbout the Opportunity:Confidas is a boutique asset management, advisory, and investment firm with expertise in alternative...

  • Commercial Lending Risk Analyst

    1 semana atrás

    Sao Paulo, Brasil GM Financial Tempo inteiro

    Why GMF?: GM Financial International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences...

  • Remote - Analytics Analyst

    3 semanas atrás

    São Luís, Brasil World Business Lenders, LLC Tempo inteiro

    Overview World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. This is a Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern Time,...

  • Card Scheme Compliance Analyst

    Há 4 dias

    São Paulo, Brasil Adyen Tempo inteiro

    Overview Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition. For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and...

  • Credit Risk Senior Analyst

    1 semana atrás

    Sao Paulo, Brasil Citi Tempo inteiro

    **Credit Risk Senior Analyst (C11 - Officer)** ICM Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) Underwriting organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking, shared commitment to ensuring the safety...

  • Financial Analyst, Acquisitions

    2 semanas atrás

    são paulo, Brasil Homestead Communities, LLC Tempo inteiro

    Company Homestead Communities (the “Company”) addresses the affordable housing crisis in the United States by providing safe, clean and supportive communities where working families and retirees can own or rent affordable, high-quality, single-family manufactured homes.  Founded in 2023, the Company was one of the ten largest buyers of manufactured...