Experienced Senior Credit Specialist

2 semanas atrás

Porto Alegre, Rio Grande do Sul, Brasil beBeeCredit Tempo inteiro R$60.000 - R$87.000
Job Title: Senior Credit Analyst

We are seeking a skilled and experienced Senior Credit Analyst to join our team. The ideal candidate will possess a strong background in credit analysis, with the ability to conduct complex and strategic analyses, focusing on medium and large clients.

  • Main Responsibilities:
  • Conduct highly complex credit analyses, focusing on legal entities, individuals, and economic groups, within the COO's purview (credit reports in Portuguese and English);
  • Act as a technical reference for junior and senior analysts, supporting team development and case review;
  • Propose and implement improvements in credit analysis processes, focusing on efficiency and governance;
  • Develop relationships with internal and external stakeholders, including visits to customers, dealers, and vendors, as well as supporting related areas, such as collections, with technical analyses that require in-depth credit knowledge;
  • Manage the credit portfolio under your responsibility, leading initiatives such as VRR, Add-ons, and RAC review;
  • Work closely with Account Managers, contributing to the understanding of markets, customers, and strategic programs.
Requirements
  • Bachelor's degree in Economics, Business Administration, Accounting, Production Engineering, or related fields;
  • Advanced knowledge of MS Office tools (Excel, PowerPoint, Word, etc.);
  • Advanced accounting and financial knowledge;
  • Proficiency in DLL, GCRP, performance programs, connection of key indicators with the day-to-day activities of CRO areas (delinquency, PD, NPL, risk cost);
  • Advanced knowledge of guarantees, financial products, economic indicators, banking legislation.
What We Offer
  • Two working days a year volunteering for a local charity;
  • Health and wellness program, including healthy food, free health checks, fun health and vitality activities;
  • Flexible hours with the possibility of working from home;
  • Career development opportunities: online learning, member development program.

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