Senior Credit Risk Specialist

Há 6 dias

São Paulo, São Paulo, Brasil beBeeCredit Tempo inteiro R$193.400 - R$238.700

Key Role within the Credit Team

This is a pivotal position that supports the credit initiation of new clients and periodic credit risk assessment of existing clients in the portfolio.

Responsibilities:
  • Support completion of mandatory checklists including Climate Risk Assessment, Environment & Social Risk Assessment, and Reputational Risk assessment.
  • Complete Fraud Risk Assessment for all clients, assessing red flags in the fraud risk report and trade counterparty assessment.
  • For FX limits, complete limit review and substantiation exercise in line with Financial Markets Appropriateness and Credit Term Sheet updates based on RM/Risk feedback.
  • Manage team deliverables related to assisting analysts with portfolio credit monitoring activities, including annual credit reviews, client limit identification, and interim BCAs.
  • Support coverage teams in structuring deals and present credit proposals in senior business and risk approval committees.
  • Monitor Covenants & Risk Triggers (C&RTs) and raise breaches to Relationship Managers and Credit.
  • Perform credit stress testing on assigned names when required.
  • Ensure compliance with internal and regulatory credit/policy policies and support senior Credit Analysts and GAMs in preparing and responding to audits and regulatory exams.
Key Responsibilities:
  • Discuss overall exposure on the Client, rationale for limits, assess economic loss, and determine business and risk approving authorities.
  • Assess the dynamics and nature of the Client's/Group's business and industry, including key risk aspects.
  • Conduct peer analysis and assess the Client's/Group's competitive positioning within its industry.
  • Assess management strength, experience, and track record and corporate governance.
  • Articulate the Client's/Group's strategy and assess its clarity and associated execution risks.
  • Prepare financial spreads and Internal scorecard to assign internal rating grade to the Client.
  • Assess balance sheet strength, alongside cash flow and profitability vulnerability, via trend and ratio analysis.
  • Conduct leveraged lending assessment in line with U.S. regulatory requirement and support with base and stress case projections to assess repayment capacity over 7 years as well as Enterprise Valuation Analysis (EVA) for high-risk clients.
Requirements:
  • Analytical strength to spot emerging risks, particularly forward-looking industry trends.
  • Gravitas to engage with Relationship Managers and Clients alike, having the ability to challenge in a constructive manner.
  • Collaborative skills to work in partnership with stakeholders to 'get things done,' fulfilling the Job Purpose.
  • Strong analytical ability, focused on the assessment and calibration of credit risk.
  • Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment.
  • Able to hold credible dialogue at all levels of the organisation, as well as with clients.
  • Well organised, able to multi-task and balance competing demands.
  • More than 5 years of experience in Credit Analysis.
  • Graduates or Graduate calibre.
  • Sound knowledge of accounting and financial principles gained by experience or qualification.

  • Corporate Credit Risk Specialist

    Há 4 dias

    São Paulo, São Paulo, Brasil beBeeCreditRisk Tempo inteiro R$1.800.000 - R$2.500.000

    Corporate Credit Risk SpecialistCredit risk management is a critical aspect of business operations. The Corporate Credit Risk Specialist plays a vital role in identifying and mitigating potential credit risks for institutional clients.Key ResponsibilitiesAssess the creditworthiness of large corporate and public sector clients by conducting thorough credit...

  • Counterparty Credit Risk Specialist

    2 semanas atrás

    São Paulo, São Paulo, Brasil beBeeCredit Tempo inteiro R$80.000 - R$150.000

    Job Title: Counterparty Credit Risk Specialist">">About the Role:">This is an exciting opportunity to join our Hedge Fund Credit Risk Team as a Counterparty Credit Risk Specialist. In this role, you will play a critical part in managing counterparty credit exposure to a diverse client base consisting of hedge funds and other alternative managers.">Key...

  • Credit Risk Specialist

    2 semanas atrás

    São Paulo, São Paulo, Brasil beBeeRisk Tempo inteiro US$90.000 - US$135.000

    Role OverviewThis is a key role for credit risk management in the financial sector. As a specialist, you will be responsible for originating and monitoring credit portfolios, including producing initial credit assessments, annual reviews, and quarterly evaluations.Key ResponsibilitiesMonitor economic and industry trends to anticipate potential risks and...

  • Senior Credit Risk Analyst

    2 semanas atrás

    São Paulo, São Paulo, Brasil beBeeCredit Tempo inteiro R$180.000 - R$210.000

    Job Title: Credit SpecialistWe are seeking a highly skilled Credit Specialist to join our team. As a Credit Specialist, you will be responsible for monitoring credit risk and providing business insights to support trade and capital market business decisions.Key Responsibilities:Conduct financial statement analysis of counterparties to assess their...

  • Senior Risk Consultant

    1 dia atrás

    São Paulo, São Paulo, Brasil beBeeCredit Tempo inteiro R$220.000 - R$260.000

    Job Title:Senior Risk Consultant - Credit ExpertWe are seeking a highly skilled Senior Risk Consultant to join our team. As a key member of our credit risk practice, you will be responsible for developing and implementing consulting solutions focused on credit risk.Responsibilities:

  • Senior Credit Risk Professional

    Há 5 dias

    São Paulo, São Paulo, Brasil beBeeCreditRisk Tempo inteiro R$92.000 - R$118.000

    Credit Risk Analyst RoleWe are seeking a Credit Risk Senior Analyst to play a key role in the Institutional Credit Management organization, delivering best-in-class credit risk analysis and monitoring as a partner to ICG Risk and Banking, Capital Markets and Advisory.Job DescriptionAssess the credit and financial strength of Large Corporate, Public Sector,...

  • Senior Credit Risk Manager

    2 semanas atrás

    São Paulo, São Paulo, Brasil beBeeCreditRisk Tempo inteiro R$40.000 - R$80.000

    Credit Risk ExpertiseThe role of a credit risk specialist involves analyzing and assessing the creditworthiness of customers and counterparties to determine credit risk ratings and limits. To excel in this position, you will need experience in credit risk management, preferably in banking or fintech.You should have knowledge of end-to-end credit operations...

  • Risk Senior Credit Officer

    3 semanas atrás

    São Paulo, São Paulo, Brasil Citi Tempo inteiro

    **Job Background/context**:Global Industries and Regional Credit ("GIRC") proactively manages the corporate credit exposure of Citi's Markets & Banking clients throughout the world. Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration.GIRC works in parallel with the Institutional...

  • Senior Risk Management Specialist

    2 semanas atrás

    São Paulo, São Paulo, Brasil beBeeRiskManagement Tempo inteiro US$150.000 - US$250.000

    Global Risk Management ExecutiveThe Head of Global Risk is a senior executive responsible for overseeing the credit risk strategy, underwriting policies and overall risk management across the organization’s global operations. This includes managing end-to-end credit risk, focusing on business lending activities and portfolio management in Latin...

  • Senior Credit Risk Professional

    Há 4 dias

    São Paulo, São Paulo, Brasil beBeeCredit Tempo inteiro US$100.000 - US$135.000

    Job TitleA Credit Risk Senior Analyst will be responsible for a portfolio of relationships, owning the credit risk analysis and continuous monitoring of that portfolio.This includes producing annual reviews, quarterly reviews, and supporting ad-hoc transactions and portfolio & industry reviews and stress testing.Key ResponsibilitiesAssess the credit and...