Senior Accounting Manager

**About PayJoy**

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

**This role**

**Responsibilities**:
- Leadership and Team Management:
- Oversee the accounting teams in Brazil and South Africa, providing guidance, training, and support to ensure high performance and professional growth.
- Foster a collaborative and inclusive team culture, encouraging innovation and continuous improvement.
- Conduct regular performance evaluations and implement development plans to enhance team capabilities.
- Financial Reporting and Compliance:
- Ensure accurate and timely financial reporting in accordance with local and international accounting standards.
- Coordinate and review monthly, quarterly, and annual financial statements.
- Ensure compliance with all relevant financial regulations and company policies.
- Liaise with external auditors and manage audit processes for all regions.
- Process Improvement:
- Identify and implement process improvements to enhance efficiency and accuracy in accounting operations.
- Leverage technology and automation to streamline accounting processes.
- Develop and maintain standard operating procedures (SOPs) for all accounting activities.
- Stakeholder Management:
- Collaborate with cross-functional teams, including Finance, Operations, and HR, to support business objectives.
- Provide financial insights and recommendations to senior management.
- Ensure effective communication and coordination between the accounting teams in different regions.
- Risk Management:
- Identify financial risks and develop strategies to mitigate them.
- Implement internal controls to safeguard company assets and ensure financial accuracy.
- Monitor and manage currency exchange risks and other international financial exposures.
- ERP Functional support:
- Collaborate with IT and project management teams to ensure the successful rollout of NetSuite across the regions.
- Provide training and support to the accounting teams on NetSuite functionalities and best practices.
- Continuously evaluate and enhance the use of NetSuite to improve financial processes and reporting.

**Qualifications**:
- Bachelor’s degree in Accounting, Finance, or a related field; CPA or equivalent certification preferred.
- Minimum of 6-8 years of progressive accounting experience, with at least 5 years in a managerial role.
- Strong knowledge of US GAAP, IFRS, and local accounting standards in South Africa and Brazil.
- Banking experience, have worked with regulators, taxes and compliance.
- Experience with either banking or commercial chambers.
- Proven experience managing international accounting teams.
- Excellent analytical, problem-solving, and decision-making skills.
- Exceptional leadership and team management abilities.
- Strong communication and interpersonal skills.
- Proficiency in accounting software and Microsoft Office Suite.
- Fluency in English and Spanish or Portuguese is highly desirable.

**Benefits**:
- Company-funded Health and Dental Insurance for employees and immediate family members.
- Life insurance.
- Monthly benefits of meal vouchers and Home Office assistance.
- Meal vouchers per work day.
- $2,000 USD annual Coworking Travel Perk
- $2,000 USD annual Professional Development Perk
- $500 USD annual Fitness Perk

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

**PayJoy Principles**

Finance for the next billion
- Ownership
- Break Through Walls
- Live Communication
- Transparency & Directness
- Focus on Scale
- Work-Life Balance
- Embrace Diversity
- Speed
- Active Listening