Credit Risk Analyst

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**C **redit **Risk **Analyst
**About Us
Peridot is a leading fintech company in the working capital finance space, serving some of the largest tech manufacturers globally. By funding, structuring and servicing accounts receivables portfolios for our customers, we help companies get the most out of their working capital. We help our customers grow their sales, strengthen their balance sheets and eliminate risk.

Our formation in 2021 gives us a start-up culture and mindset, while our origins bring deep industry knowledge, extensive specialised expertise and geographic reach across 59 countries. Despite being a new player in our space, Peridot serviced more than $60 billion in tech accounts receivables volumes in 2021. We are wholly owned and funded by Blackstone, the world’s largest alternative asset manager, which provides us with a large and flexible funding pool, significant relationships and strategic guidance. We are a fintech start-up that packs a heavyweight punch.

Our field, global working capital finance, represents a $5.5 trillion total addressable market that is expected to grow an additional 50% by 2026, driven by increased supply chain complexity, digitisation of the invoicing process and growing demand for longer payment terms. Our aim is to become the global leader in the working capital finance space.

Peridot is a global employer with more than 300 employees across 20+ countries.

**The Role:
A credit risk associate, determines the creditworthiness and risk profile of a business by analyzing their financial data and deciding whether or not to extend them credit. Credit risk analysts must be able to handle very high levels of responsibility in their jobs. The credit risk analyst will conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence. It is also responsibility of the credit risk analyst to provide recommendations tied to analysis and assessment of credit risk, especially that involve a borrower’s ability to repay.

**How You Will Make an Impact:
- Gathering information about clients
- Reading financial briefings
- Assessing, analyzing and interpreting complex financial information
- Keeping company credit exposures within set risk bearing limits
- Keeping knowledge of key issues up to date (for example legal, market risk and compliance issues) Making recommendations about procedures/policy changes.

**What You Bring to the Team:
- Minimum of 2 years of experience in accounting, credit analysis, finance.
- Qualifications in business management, finance, accounting, or economics are required. Advanced English and Intermediary Spanish Proficiency is mandatory. Strong proficiency in MS Office; strong attention to detail and ability to notice discrepancies in data, ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision are also essential.
- Individual of high integrity with the self-confidence to see many sides of a problem and resolve issues with empathy and intelligence, plus the ability to remain calm and rigid under pressure from sales management.
- Highly organized, a nalytical, and s trategic t hinker who can identify and solve problems in an efficient manner
- Excellent interpersonal and communication abilities, with experience of delivering executive presentation to upline management. Individual must have held an underwriting authority in a previous credit risk related role.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, sexual orientation, national origin or any other category protected by law.