Finance Planning Analyst

About the Company Credit Saison Brazil ("CSBR") is part of Credit Saison Group, which has Credit Saison Co.Ltd. (Japan) as ultimate parent and Saison International (Singapore) as its international headquarter.Our core businesses are lending operation and equity investment consisting of early-stage start-up investment and M& A/joint venture.Founded in ****, Credit Saison Co.Ltd., is one of Japan's largest non-bank financial corporations listed on Tokyo Stock Exchange.Outside Japan, over 1,000 talented employees are working across global markets because of Credit Saison's dedication to foster an environment of diversity, collaboration, inclusion and career growth.The group has a mission to bring people, partners and technology together, delivering resilient and innovative financial solutions for positive impact.Established in ****, CSBR primarily provides credit solutions in Brazilian private debt market to support the innovators as a transformative partner in contributing to financial inclusion.So, if you're passionate about making positive impacts in the finance sector while working in a multi-cultural environment, we want to hear from you.Join us on this exciting journey, where your talent can make a meaningful difference and together, let's contribute to the future of finance in Brazil.About the RoleFinancial Planning and BudgetingSupport the annual budgeting process by collaborating with department heads to gather inputs, validate assumptions, and ensure alignment with corporate objectives.Develop multi-scenario budget models to evaluate different business outcomes and their financial implications.Consolidate data into the overall business plan, ensuring accuracy and consistency across departments.ForecastingPrepare monthly forecasts to provide management with an updated view of expected performance.Continuously refine forecasting methodologies based on actual results, new market information, or changes in business conditions.Collaborate with other teams to anticipate deviations and incorporate business insights into updated forecasts.Financial Analysis and Performance TrackingPerform detailed variance analyses (actual vs. budget, forecast vs. prior period) to identify key drivers of deviations in revenue, cost, and profitability.Analyze key performance indicators (KPIs), trends, and ratios to provide actionable insights to management.Translate financial data into clear business narratives, highlighting risks, opportunities, and areas for improvement.Management ReportingPrepare monthly management reports and executive dashboards summarizing financial performance and business trends.Support the preparation of internal presentations with accurate and insightful financial data.Develop automated reporting tools and dashboards to enhance transparency and reduce manual processes.Strategic and Decision SupportProvide financial modeling and scenario analysis to support strategic initiatives.Support ad-hoc analysis requests from management, including profitability studies and ROI evaluations.Collaborate with business leaders to quantify the financial impact of operational decisions and support data-driven planning.Cash Flow and Capital PlanningMonitor cash flow projections and funding requirements to ensure liquidity for ongoing operations and investments.Support Treasury and Finance teams in capital allocation decisions and debt planning when required.Process Improvement and ControlIdentify and implement opportunities to improve FP& A processes, models, and tools to increase efficiency and accuracy.Ensure data integrity and consistency between FP& A models, ERP systems, and accounting records.Support internal control efforts related to financial planning, forecasting, and reporting.RequerimentsNative or bilingual proficiency in Portuguese and Professional English, equivalent to CEFR B2 or above.Bachelor's degree in, Business Administration, or a related field.2 - 4 years of experience in FP& A, Treasury, Controllership or related roles.Strong analytical ability to manage and evaluate complex dataKnowledge of financial modellingExperience in financial forecasting and analysis (P& L, Balance Sheet and Cash Flow)Strong communication skills to proactively interact with various business stakeholdersAdvanced skills in the Microsoft Office Excel.Excellent attention to detail, with good organizational and multitasking skills.