Senior Credit Analyst

1 semana atrás


São Paulo, São Paulo, Brasil 00424 Banco Citibank S.A. Tempo inteiro
About the Role

The Credit Senior Analyst is a key professional role within the Risk Management team at 00424 Banco Citibank S.A. This position plays a crucial part in ensuring the bank's credit risk management is effective and aligned with industry standards.

Key Responsibilities
  • Conduct in-depth analysis of business financial trends, indicators, and client data to provide insights for the Underwriting Manager.
  • Manage risk associated with new and existing borrowing relationships, including:
    • Performing financial statement spreads and analysis.
    • Creating and managing customer accounting systems through Credit Platform.
    • Identifying potential client risk through early warning systems.
    • Performing periodic financial statement reviews.
    • Tracking established financial covenants.
    • Monitoring compliance with borrowing base credit facilities.
    • Accompanying the Underwriting Manager on customer site visits (when necessary).
  • Ensure compliance with Citibank policies to maintain satisfactory ratings from internal and external auditors.
  • Assess risk when making business decisions, considering the firm's reputation and safeguarding Citigroup, its clients, and assets.
Requirements
  • 2-5 years of experience in a financial institution with a focus on credit analysis and spreading software.
  • Ability to analyze program results versus expectations, develop strategies, and gather data for analysis.
Education
  • Bachelor's/University degree or equivalent experience.
  • English fluency is required.
  • Credit Analysis experience is required.
About Us

00424 Banco Citibank S.A. is an equal opportunity and affirmative action employer. We welcome qualified applicants from diverse backgrounds and are committed to creating an inclusive work environment.



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