
Mortgage Loan Originator
Há 3 dias
We're seeking a skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for soliciting first mortgages through contacts with realtors, builders, and developers. You will work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances.
Key Responsibilities:- Develop referral sources: Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events.
- Analyze applicant's financial information: Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan.
- Interview and provide required information: Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information.
- Evaluate customer's needs and recommend financial products: Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved.
- High School Diploma or equivalent
- 1 or more years Recent residential mortgage lending experience
- Proven ability to develop referral sources from contacts and relationships outside the organization
- Total Rewards program: A comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives.
- This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
- Fulton Bank (
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