Latin America Credit Product Lead
Há 2 dias
We are seeking a seasoned credit product lead to drive the development and implementation of innovative financial solutions in Latin America. As a key member of our team, you will be responsible for creating and executing product strategies that meet the evolving needs of users across Brazil, Mexico, and beyond.
- Key Responsibilities:
- Lead the planning and design of credit products such as BNPL, personal credit, and merchant finance, covering both consumer-side (BNPL, credit loans, revolving loans) and business-side (merchant loans, early collection) scenarios, and formulate product roadmaps.
- Design localization credit products for Brazil or Mexico, adapting to local payment habits and user preferences.
- Optimize product architecture to meet local standards by integrating local license rules and regulatory requirements.
- Collaborate with cross-functional teams to ensure timely delivery of the business.
Requirements:
- Bachelor's degree or above, majors in fintech, computer science, etc. preferred.
- More than 5 years of experience in credit products within internet finance, having led full cycles of consumer loans or merchant finance; cross-functional experience in operations, risk, and strategy preferred.
- Business Understanding: Proficient in the entire credit process and risk control logic, capable of designing cooperation mechanisms for the capital side.
- Tools and Analysis: Proficient in using Axure/Sketch, and skilled in using SQL/Python to analyze user behavior and business data.
Preferred Qualifications:
- Regional Experience: Over 1 year of experience in credit products in Brazil/Mexico, having led the local implementation of BNPL or e-commerce installment products;
- Experience in LaaS cooperation is preferred.
About Us:
We're a global technology company dedicated to inspiring creativity and enriching life. Our innovative products are built to help people authentically express themselves, discover and connect – and our diverse teams make that possible.
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