Senior Financial Services Regulatory Expert

Global Payments Counsel, Financial Services

About the Position: PIPO is our Global Payments Business, playing a crucial role in the monetization of our products while operating in a highly regulated financial services environment. Given the complexity of the regulatory landscape, we require experienced legal professionals with deep expertise in payments, financial services regulation, and compliance. We are seeking an experienced Global Payments/Financial Services Legal Counsel to provide strategic commercial legal advice and ensure compliance across PIPO's payments and financial services operations in the Americas region, with focus in Latin America. This role is pivotal in advising on complex regulatory and commercial matters, structuring compliant business models, and supporting the development of innovative payments and financial services solutions while ensuring adherence to AML, KYC, and other key regulatory frameworks.

• We are looking for a skilled professional who can focus on commercial work, but also advises on a range of issues including financial services regulation, consumer protection, KYC, risk assessment/compliance related to the financial services businesses worldwide.
  
• The ideal candidate will be able to structure, draft, and negotiate a wide range of agreements with our various partners supporting the financial services businesses.
  
• They will actively collaborate with a wide variety of internal stakeholders, including product, engineering, compliance, marketing, business development, and risk on a range of issues related to product development and commercialization of financial services products and services.
  
• Work closely with colleagues across the global legal team to advise on general issues in connection with the launch of projects or programs in the destination countries/regions.
  
• Help build scalable and effective processes for legal review and launch of new features and products.
  
• Stay up-to-date and serve as the subject matter expert of financial service regulations, including AML, KYC and KYB and other ancillary topics related to financial services.
  
• Participate as a proactive business partner for senior managers and build a trusted advisor relationship.
  

• Fluency in English and Portuguese is required.
  
• A qualified lawyer in BR with relevant experience, preferably across both private practice and in-house, with exposure in Technology, FinTech &/or Financial Services industries.
  
• A strong understanding of the financial services sector, including knowledge of compliance requirements such as consumer protection, anti-money laundering rules, know-your-customer requirements, etc.
  
• Strong contract negotiation skills with a focus on payments, financial services, technology, and commercial agreements.
  
• Ability to navigate matters independently, demonstrate excellent judgment and decision-making capability with imperfect information.
  
• Ability to navigate complex regulatory environments and provide practical, business-oriented legal solutions.
  
• Exceptional stakeholder management, communication skills, with the ability to collaborate across legal, compliance, product, and risk functions.
  

We strive to create a great place to work where everyone feels valued and supported. Our benefits include:

• A chance to work with a cutting-edge company at the forefront of the tech industry.
  
• An opportunity to develop your skills and expertise in a fast-paced and dynamic environment.
  
• A supportive team culture that values collaboration and open communication.
  
• Ongoing training and development opportunities to help you grow professionally.
  

We are a leading global incubator of platforms at the cutting edge of commerce, content, entertainment, and enterprise services - over 2.5 billion people interact with our products, including TikTok.

We inspire creativity and bring joy to people around the world through our innovative products and services. Our mission is to make a positive impact on society and to create value for our communities.